Nowadays, the POS machine acquiring industry has been rapidly rising, and the popularity and usage rate of credit cards have also increased. The POS industry in China is growing at an average rate of 15% per year. Its market space is unpredictable. It is gradually becoming popular. At present, there are many POS machine platforms on the market, and security issues have to be noticed.
Is the mobile POS machine safe?
If the mobile card reader you purchased does not pay a license, it is not safe. If there is a license, it is safe. The reason is very simple. The mobile phone card reader is the same as the third-party traditional POS machine. Many small and medium-sized businesses use third-party paid POS machines to collect orders. Are you illegal? It is not illegal because the third party has a third-party payment license approved by the People's Bank of China.
Differentiate between one machine and two machines to ensure safety
A clearing machine means that after the user swipes the card, the funds are settled by the acquiring company or UnionPay that has obtained the third-party acquiring license. The second clearing machine is that the user does not pass the UnionPay after the card is swiped, but is settled by the Erqing Company that has not obtained the payment license. Such funds have security risks.
Many users will ask if they can identify whether it is a machine before buying. You can ask the merchant to provide you with a successful statement or SMS reminder that you have swiped the card. You can see which company is paying you. For example, UnionPay makes money, then this is a clearing machine. If you see that the name of the company on the small ticket is a company that has not obtained the qualification of a third party, then it is the second machine.
Of course, it is necessary to look at the specific types of business defined on the licenses received by the specific third-party payment companies. Only the acquiring business is required to carry out the pos receipt.
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