Intensive card pos configuration and feasible operation plan

Card core

One: It is safe for the bank to think that money is placed on you;

Two: Let the bank feel that the money is put on you, this will give her money, the more the better;

Actual combat begins:

First, in the first three months after the card is opened, we will accumulate credit and repay the loan on time and on schedule. Let the bank feel that the funds are safe and you are very relieved. Why does the bank require a card for more than three months? Why do I need to use the card for six months? It is to see that the funds are safe and unsafe for you.

Second, repayment. If you have money, you will still. The purpose of this is to increase the efficiency of capital turnover, increase the utilization rate of funds, and the more frequently the card is repaid, the more banks like it, and feel that the funds are safe and they can make money.

Third, often brush a small amount, with the POS machine with points, let the bank earn money, POS machine profit is divided as follows: issuing bank 7, deposit line 2, UnionPay 1. POS machine with points are not capped, without points The cap can't make money.

Fourth, friends who want to cash in on working capital, look at this article. The key to the bank's recognition of cash-out is the large amount of consumption - the large amount of the whole process, the overdraft amount of the total amount of the proportion of the total, and the long time to maintain, is the taboo of the card. In fact, it is no problem to want to cash out. This is a problem that every bank can't solve. The key is not to be too much. My own advice: be careful when brushing large amounts, and the amount should not exceed one-fifth of the total amount. Except for brush points. (In addition, how to avoid the risk of POS machine cash, there are articles have been explained in detail, if you need to find it in front)

Fifth, do at least two cash withdrawals a month, let the bank earn some interest.

Do the staging in the sixth and second months, and the period of the staging should not be too long.

Seventh, use every opportunity to brush every day, no matter the size. I will buy a bottle of mineral water and I will swipe it. What is the payment of electricity, water, and telephone charges... Don't underestimate these small credit card records, which is very useful for the activity of your card. The amount of credit card, the frequency of credit card, the type of consumption, the record of repayment, the amount of contribution from the card... These are the categories examined by the bank computer system. Or you can swipe your own card through the pos machine, but this requires a little investment.
Eighth, using online shopping is also a good way to raise a card.

Ninth, participate in the card issuer to get some preferential points activities.

Proportion of consumption ratio: 1 million yuan per month contributes 5,000 yuan to the bank, 100,000 yuan contributes 500 yuan, and 10,000 yuan contributes 50 yuan.

The card withdrawal rules are bank secrets in every bank, but I will probably say that the basics are all about consumption, watching cards, and looking at liabilities. For example, the diversified consumption of banks is not something that some card friends say. With zq, online consumption, etc. for diversified consumption, the amount of banks are recognized by MCC, see your percentage of consumption in department stores, the number of business travel, the number of restaurants and entertainment, the number of wholesale, etc. Some banks are calculating the bank Contributions, such as your consumption rate is 078, 1.25 on the machine, the bank's profit is relatively large, the contribution is also large, as well as the installment, cash advance, etc., are to make the bank profit, such as how much you are Cards, how much contribution is in the scope of the withdrawal, etc. Today, 99% of the network increase is fake. The CPA raises the amount of the current instalment. The ABC is the temporary amount of WeChat, and then the online banking is fixed. Construction is a short message, etc., and there is also a real increase in the amount. Local relations are the main ones. For example, ICBC and ABC are responsible for the local card department. If you have a relationship, you can mention it. Only the card number and ID card are required to live the real amount. If you want to check the password, it is all fake.

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