With the vigorous development of the financial industry, the POS machine market is no longer a monopoly of banks, and it is gradually opening to the market, which has led to a large number of practicing gold diggers, who want to take a slice of this newly opened market. This market is not the only one of the banks and UnionPay. Many third-party payment companies have entered the market with a more reasonable policy than the bank. Therefore, this has brought problems to the agents. Which agent is better? Below I will give you a few suggestions, I hope that you can help the correct choice of POS agents.
First, which bank, UnionPay and third party payment is better?
First of all, the choice of bank agent access standards is strict, there is no certain bank relationship. This business is difficult to take over (the relationship between branches is far from enough), POS is a chicken-ribbed project for banks. It is not a project with a high profit point, and it takes into account the risk of opening the market, so the threshold will be higher. Even if it is cooperation, the late work encounters problems, and the bank does not have a cooperative attitude, so that the agent can't work, and the investment money is very likely to be ruined.
Secondly, UnionPay is now also developing agents. As a subordinate unit of UnionPay, it has certain drawbacks. First of all, it is the maker of this industry standard and the practitioner of this industry. Break, otherwise it is a slap in the face, a simple example, 1% of the industry, the transaction cost of 0.8%, which is the profit point, except for UnionPay can be flexibly mastered to achieve the purpose of successfully signing merchants, and UnionPay is not successful, this This has greatly limited the agent's signing merchants without an advantage.
Finally, it is recommended that you choose a POS proxy for third party payments. Third-party payment has a more humane payment platform, a serious cooperation attitude and a faster approval process and the speed of the machine, which occupy the market opportunity to seize the POS market, which is beneficial for POS agents to conduct business well. The operation is more convenient, and the communication of these cases is more rationalized, the flexibility of the handling fee is more favorable and the business is carried out, and the installed speed block is more beneficial to the merchants.
Secondly, since I mentioned above that I suggest that you choose a third-party payment POS to act as an agent, the following questions will come. Under the market supervised by UnionPay and the central bank, how to choose which POS business to reasonably choose? I have some suggestions below.
First of all, the state is now vigorously developing third-party payments, and the central bank has issued payment licenses for dozens of companies. Many people think that the company has a third-party payment license issued by the central bank to make POS receipts. This is not correct. Only when the license business scope has a bank card receipt, that is, a POS receipt, can this business be done. Otherwise, it belongs to cross-regional operation. Once the central bank finds that it will revoke the company's license, if the agent does not make it clear when making a choice, the money that may be invested may be lost.
Secondly, the POS acquiring industry is a long-term development industry with unlimited potential. Since everyone has chosen this industry, it is developing as its own business. Now some third-party payment companies in order to seize the market, the wind to commit crimes, illegal operations, set-up, private settlement, directly against UnionPay, to challenge the standards of this market, so the biggest victims are their own and innocent agents. Some agents only see short-term gross profit and go all the way, but once this line is sealed, it will die. This is actually a long-term market layout problem.
Finally, all agents are choosing which service quality, development and post-maintenance, which can quickly help to solve the problem and ensure the normal use of the merchant. Which one is fast, which determines that merchants use POS early and generate profits earlier. There is also a high proportion of the distribution, which is closely related to their own pockets.
In summary, to enter an industry, we must first understand the industry. The so-called "grinding knife does not mistake the woodcut", so friends who want to POS machine must consider the agent when choosing the agent, do not be roped. The head of the small profit confused.
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