Four stages of POS development: technology breaks asymmetry, inequality


The change of POS machine at every stage has brought opportunities and traps to some people, and it has also added a lot of color to the progress of the payment industry in Greater China. At the same time, it has also made the development of the cashless society in Tianchao indelible. Contribution.

The first stage

Traditional fixed POS: from the bank, I am the uncle

At this stage, the bank alone guards its own one-acre three-point land, loves farming and does not cultivate. This "grandfather" is pampered, even if you take the initiative to go to the POS, you will toss you. If you don't want to do anything, please ask me. If you have something, please ask me.

second stage

Mobile POS: Third-party competition

UnionPay approved the establishment of a third-party payment company, and the people of insight in the industry began to focus on the fat industry of the payment industry, so all third-party payment companies have played a stage in the POS acquiring industry. In the sixth batch of payment companies that have obtained payment licenses, they have turned into spring mud to make dust, and look at the first batch of reorganized third-party payment companies that have mourned the wilderness. It is comparable to the grandchildren of the Wuzhi Mountain.

Immediately after the UBS letter, it is just another version of "The bonfire drama princes" (this time I have time to talk to you in detail), you can not bear to sigh for the singer: how many billions of water, because this little lady To the east, the building collapsed in front of you.

The third phase

Magnetic stripe mobile phone POS: stolen brushing is serious, short-lived

The fat meat of the payment industry has attracted carnivorous animals from all walks of life. The pirates have also been heard all over the country. The smart Chinese have also opened up a great era--the mobile payment era, mobile POS came into being. In August 2014, UnionPay issued a policy to gradually stop the issuance of magnetic stripe cards because the stolen brush was too serious. Mobile phone POS can only brush magnetic stripe card at this time, although it can bring great convenience to the people of the world, but it has not yet begun to grow old.

Fourth stage

Chip magnetic stripe mobile phone POS: came into being, all-encompassing

At this time, we started the chip magnetic stripe mobile phone POS---"National Bank payment, starting from the core." Anyone who can pay for this cake can't bear to refuse it, but Chip Jun knows that this market will have a long day, so the chip is not self-sufficient, and while leading the students to enjoy the fun brought by the payment industry, Bring more convenience, check balance, transfer, credit card repayment, loan, pay phone bill, water and gas bill, buy lottery ticket, buy Q coin game currency, buy train ticket, plane ticket, book hotel, Taobao, you can also do Mall. For every service, the chip must enjoy profits with friends.

Fifth stage

Smart POS: a good life, up-and-coming

Smart pos combines security, convenience and technology, and will definitely replace the traditional POS machine in the future. In the next five years, mobile payment will take the brothers together into a new era, integrating online payment, offline payment, convenience, and shopping malls. In this time, payment is only our assistance. Let's play together. Mall, do the same city purchase, each of us can be a consumer, a promoter, or a business, want to open a store, you can open, love tricks.

"Over time, at various stages of the development of POS machines, technology has gradually broken the asymmetry of information and the inequality of communication. The various development processes have brought wealth to many people, and many people have turned into spring mud. Will stop, complicated red dust, are you positioned correctly?

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